I AM OTAY

Photo not mine. CTTO

Precision and pigmentation in one little pen, the LA Girl Fineline Liner is on it’s own level. The flexible felt tip and long lasting, smudge-resistant formula is just what your eyes need in a liquid liner. Get a crisp clean line from it’s smooth, non-dragging and even application, perfect for beginners practicing a cat eye or pros trying out a new graphic liner trend.

One thing that a Financial Advisor should do is to educate clients about types of investments that are available in the market. One of which is the UITF.

A Unit Investment Trust Fund (UITF) is an open-ended pooled trust fund denominated in pesos or any acceptable currency, which is operated and administered by a trust entity and made available by participation. Each UITF product is governed by a Declaration of Trust (or Plan Rules) which contains the investment objectives of the UITF as well as the mechanics for investing, operating and administering the fund.

Most UITFs are considered medium to long term investments. Clients considering to invest in UITFs must have the financial resources to stay invested in them for a reasonable period of time in order to maximize earnings potentials. If the funds to be invested will be needed by the client in the immediate future, the UITFs may not be a suitable investment vehicle for such client. - SOURCE:http://www.uitf.com.ph

In tagalog, ang UITF ay kagaya din ng mutual fund na pinagsama samang pera ng mga investors at mina manage ng fund managers. Ito ay karaniwang ino-offer ng mga bangko. Maaari kang mag invest sa UITF ng P10,000 or P1,000 thru EIP or easy investment plan.

In a UITF, the value of each participating unit or Net Asset Value per Unit (NAVPU) is a reflection of the current market prices of the instruments that make up the UITF.

Pwedeng mag invest sa UITF ang sinuman basta nasa legal age. Any person, association, corporation, entity or firm who/which has the legal capacity to contract or establish a trust may invest in a UITF product. It works basically like mutual funds.

One important thing to remember though when investing in UITF is that there will be fees, documentary stamps, taxes and specific bank terms and conditions that we have to consider.

I have invested in BDO's Equity Fund. So far, the fund is performing quite well. Daily NAVpu is available on their website.

Overall, it was a great dining experience but the food is not extraordinary, it's something you can find in your dining table. The price is reasonable and the place is cozy so I would definitely go back to try other dishes.

Isla Una
City Golf Plaza, Julia Vargas Avenue,
Ugong, Pasig City

Hello everyone! Today, I'm going to review this product that I regularly use to remove my makeup. The Biore Cleansing Oil everyone is talking about....

Using makeup regularly can make our skin dull so it is very important to cleanse our skin before we go to sleep. I've tried so many makeup removers but they just made my skin dry cause they contain alcohol. I'm so glad I found this makeup remover that suits my skin. I'm not a heavy makeup user so this product is just right for me.

Let's talk first about the main component of this product which is mineral oil. Mineral oil is a colorless and odorless oil that's made from petroleum—as a by-product of the distillation of petroleum to produce gasoline. It's long been used as a common ingredient in lotions, creams, ointments, and cosmetics. It's lightweight and inexpensive, and helps reduce water loss from the skin.

According to the package, Biore Cleansing Oil is an oil-based  makeup remover from Japan and has excellent cleansing ability that makes makeup removal quick and easy!

Suitable for medium to heavy makeup users, it effectively dissolves and removes stubborn makeup, even waterproof mascara, while lifting away dirt and impurities. Unlike typical oil makeup removers, it does not emulsify upon contact with water thus maintaining its optimal cleansing performance at all times.

* No greasy or sticky feeling on skin after use.
* Gentle and mild on skin.
* Refreshing fragrance.

USAGE:

1. Apply an appropriate amount of cleansing oil onto face and massage gently to dissolve makeup.
2. When makeup and facial dirt have dissolved, rinse thoroughly with water.

PRICE:

P299 - Watsons/SM Department Store