I AM OTAY

I learned about the wonders of this product from beauty bloggers raving about how good it is. In fact, I've heard no bad reviews about it so far. So I searched and purchased my first pan from a makeup seller online and I've been using (abusing) this powder for quite a while now. IG sellers sells this for P380-P400. It is good for the price and totally worth the money.

Being a newbie in personal finance is hard. More so, maintaining a wealthy mindset is a struggle. It's a continuous journey of self learning and motivation to keep us in focus. Financial literacy is not just about mindset but a habit of putting our thoughts into action.

Following financial experts and reading their blogs is the easiest way to learn. Learning from people who is "in the know" is a good place to start, and the good news is they are free. Being ignorant is a sin especially in this generation where internet is very accessible.

I'm not related to these blogs or anything guys. This is only based on my personal experience. Here we go: the top 5 blogs that could change your lives....

Again, as I said before in my previous blog posts, Investing in ourselves is the best investment ever! Do not limit yourself to learning. Read books and blogs to uplift your financial consciousness. Start now and be financially literate!

Are you fond of buying things online but scared of the shipping and customs fee? Do you always cry inside because you can't purchase directly from US merchants? Don’t worry because a new shopping service is now available here in PH.

What is Uskoop? Established early this year in the Philippines, Uskoop is an online shopping portal that allows you to purchase items from global shopping sites like Amazon, Gap, Old Navy, Nike, Forever 21, Nordstrom, Tory Burch and so much more! And the good news is: You can pay in Philippine Peso (PHP) without the hassle! A nice place to shop indeed!

How does it work?
1. Search for the product you want from their merchants
2. Copy the URL of the item you want to purchase and paste it in the search box of the Uskoop           website. Click search and wait for the product to load.
3. Click the buy for me button and checkout.
4. Sit back and wait for the product to be delivered at your doorstep.

Milani is not available in department store counters here in the Philippines. I never tried buying it on their website because of the added shipping fee. I've been hearing rave and good reviews about this brand for so long from beauty bloggers and YouTubers around the world especially the Milani Luminoso Baked Blush. Its popularity got into me and it is being compared to Nars Orgasm so it must be really good.

Milani Luminoso (CTO)

Glide brush through color and lightly tap off excess powder. Lightly apply to cheeks, forehead, chin and/or nose and blend well for a soft glow.

Ingredients:
Talc, Mica, Dimethicone, Isopropyl Palmitate, Polysorbate 20, Acrylamide/Sodium Acryloyldimethyltaurate Copolymer, Magnesium Aluminum Silicate, Octyldodecyl Stearoyl Stearate, Cetearyl Ethylhexanoate, Isohexadecane, Caprylyl Glycol, Sorbitan Stearate, Lauroyl Lysine, Sodium Dehydroacetate, Phenoxyethanol, Simmondsia Chinensis (Jojoba) Seed Oil, Tocopheryl Acetate, Polysorbate 80, Hexylene Glycol, Tin Oxide, Nylon-12, Sorbitan Oleate, Calcium Sodium Borosilicate, Synthetic Fluorphlogopite, Calcium Aluminum Borosilicate, Silica. +/- May Contain: Titanium Dioxide (CI 77891), Iron Oxide (CI 77491, CI 77492, CI 77499), Red 6 Lake (CI 15850), Red 7 Lake (CI 15850), Yellow 5 Lake (CI 19140), Yellow 6 Lake (CI 15985), Ultramarines (CI 77007)